Housing Landscape 2013 addresses changes in cost burden for working households, defined as households with members working an average of 20 hours per week and earning no more than 120% of the area median income (AMI). Sixty percent of all renter households and roughly 33% of all owner households fit these criteria.
In 2011 NJ 354,833 working households were defined as having a sever housing cost burden. This is an increase from 28.4% in 2008.
Rates of severe housing cost burden rose between 2009 and 2011 significantly in Georgia, Louisiana, New Jersey, New York, Oregon, Pennsylvania, and, between 2010 and 2011, in Maine, New York, and West Virginia, while falling in South Dakota.